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How do I cash a check if I'm under 18?

This is a discussion on How do I cash a check if I'm under 18? within the Chit-Chat & Community Discussion forums, part of the Off Topic category; yeah so i recieved a $40 check and was wondering how do I cash it? It's says Bank of America ...

  1. 08-07-2012, 05:42 PM
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    Default How do I cash a check if I'm under 18?

    yeah so i recieved a $40 check and was wondering how do I cash it?

    It's says Bank of America on the middle of the check and was wondering can I cash it at another bank like td bank, hsbc etc?




  2. 08-07-2012, 05:56 PM
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    Default Re: How do I cash a check if I'm under 18?

    If you don't have accounts with the "other" banks, they generally refuse it or charge you a fee.
    You should just take it to bank of america and get your money, easiest thing you can do.


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  3. 08-07-2012, 06:03 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by sammykey
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    If you don't have accounts with the "other" banks, they generally refuse it or charge you a fee.
    You should just take it to bank of america and get your money, easiest thing you can do.
    I actually have accounts in the other banks and don't have an account in bank of america. lol




  4. 08-07-2012, 06:06 PM
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    Default Re: How do I cash a check if I'm under 18?

    You can cash a check as long as your name is on the check, regardless of ones age. Bank of America, will charge about a $2-$5 fee for cashing it as you don't have a bank account with them.

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  6. 08-07-2012, 06:06 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by sobresaliente
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    I actually have accounts in the other banks and don't have an account in bank of america. lol
    Take it to whatever bank you have an account at and deposit it. Or if you know of a check cashing place that cashes personal checks take it there. There will charge you like 1-3% which is nothing lol.


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  7. 08-07-2012, 06:14 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by Disciple
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    Take it to whatever bank you have an account at and deposit it. Or if you know of a check cashing place that cashes personal checks take it there. There will charge you like 1-3% which is nothing lol.
    Do i bring my school id or something?




  8. 08-07-2012, 06:26 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by sobresaliente
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    Do i bring my school id or something?
    Bring a parent.
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  9. 08-07-2012, 06:28 PM
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    Default Re: How do I cash a check if I'm under 18?

    Just take your school ID and go to a cashier/check cashing place. You don't need a parent.

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  11. 08-07-2012, 06:35 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by Defy
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    You can cash a check as long as your name is on the check, regardless of ones age. Bank of America, will charge about a $2-$5 fee for cashing it as you don't have a bank account with them.
    Can I cash it at another bank? Because I have an account in TD Bank HSBC and another one.




  12. 08-07-2012, 06:39 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by sobresaliente
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    Can I cash it at another bank? Because I have an account in TD Bank HSBC and another one.
    Yes just bring the check and a photo id and your bank account info if needed. You shouldn't need a parent with you.


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  13. 08-07-2012, 06:54 PM
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    Default Re: How do I cash a check if I'm under 18?

    Just FYI most check cashing places will NOT cash personal checks. Only the shady ones do lol. Take it to your bank with you bank info and deposit it/cash it.


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  14. 08-07-2012, 07:54 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by sobresaliente
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    Can I cash it at another bank? Because I have an account in TD Bank HSBC and another one.
    Typically, the ideal place would be from the same bank. While you can cash it at other banks, it's usually easier to validate the authenticity at the bank that it was written at.

    However, in this case you should be able to cash it at your bank, as the deposit is quite low. Although, this is also a mere guess as I've never heard of that bank, so I'm merely going off of Wells Fargos Standards.
    Last edited by Defy; 08-07-2012 at 07:56 PM.

  15. 08-07-2012, 11:34 PM
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    Default Re: How do I cash a check if I'm under 18?

    You live in New York City right? I go to any Cashier and they cash it for me. Don't listen to everyone else.

  16. 08-07-2012, 11:48 PM
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    Default Re: How do I cash a check if I'm under 18?

    Quote Originally Posted by sobresaliente
    [Dear Visitor, you're restricted from viewing links until you are registered & logged on.
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    yeah so i recieved a $40 check and was wondering how do I cash it?

    It's says Bank of America on the middle of the check and was wondering can I cash it at another bank like td bank, hsbc etc?
    How do you cash a check?

    Walk up to the teller of the bank with your check. Tell them you want to cash it. Your done.


  17. 08-10-2012, 06:53 PM
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    Default Re: How do I cash a check if I'm under 18?

    lol fucking gay
    got denied by 2 banks telling me i need an account there




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